Tuesday, September 13, 2011

REVISED GUIDANCE VALUE IS EFFECTIVE FROM TODAY IN BANGALORE RURAL AND RAMANAGARAM DISTRICTS

THE DEPARTMENT OF STAMPS AND REGISTRATION HAS NOTIFIED THE REVISED GUIDANCE VALUE FOR PROPERTY REGISTRATION IN BANGALORE RURAL AND RAMANAGARAM DISTRICTS, EFFECTIVE FROM TODAY.
THE BANGALORE URBAN DISTRICT REVISION IS STILL UNDER CONSIDERATION AND WILL BE NOTIFIED SOON.

Thursday, September 8, 2011

FAKE/FABRICATED BUILDING/APARTMENT PLANS AND OCCUPANCY CERTIFICATES IN VARTHUR, K.R.PURAM, MAHADEVAPURA BBMP AREAS.

THE CENTRAL CRIME BRANCH, BANGALORE HAVE ARRESTED A SUSPECTED FORGER AND FRAUD IN THIPPASANDRA WHO HAD FAKED THE SIGNATURE AND SEALS OF THE BBMP OFFICIALS AND FABRICATED FAKE/ILLEGAL BUILDING PLANS, OCCUPANCY CERTIFICATES/BBMP RECEIPTS.  THE CCB HAVE SIEZED 41 SEALS AND RUBBER STAMPS OF VARTHUR PANCHAYATH AND OTHER OFFICIALS.

Tuesday, September 6, 2011

Charges for Pre payment of home loans/ Foreclosure of home loan account and Government Directions


Pre closure charges for home loans


Government, in May 2010, advised Public Sector Banks, Indian Banks’ Association and National Housing Bank that no pre-payment charges may be levied by the lending institutions when the loan amount is paid by the borrowers out of their own funds; and if any pre-payment charges are to be imposed on housing loans, the same need to be reasonable and transparent and not out of line with the average cost of providing these services. 

The Public Sector Banks (PSBs) have reported that by and large they do not levy any pre-payment charges when the amount is paid by the borrowers from their own sources. 


In general, own funds means funds generated through ‘own sources’ and not through borrowings by any lender. Prepayment of loan by a borrower can take place on account of (i) takeover of his / her loan by other lender, and (ii) out of their own sources. In the first case, the borrower often gets their existing loan refinanced by other lender, if the interest rate offered by other lending institution in the market was lower and attractive. 

In terms of RBI guidelines, in the context of granting greater functional autonomy to banks, freedom has been given to scheduled commercial banks, including public sector banks, private sector banks and foreign banks, on all operational matters pertaining to banking transactions.

STOP UNWANTED AND PESKY TELEMARKETING CALLS AND SMS


HOW TO BLOCK UNWANTED TELEMARKETING CALLS AND SMS?

1. Are you a subscriber?
And do you wish to block commercial communications?
You can register your preference with your Service Provider either by way of voice call or SMS.
In either case, you can do so by accessing the number 1909. Please note that this number is Toll Free, which means that the call you make or the SMS you send to this  number will not be charged.
2. In blocking the commercial communication, you have two choices. You can register either in the
(a) Fully Blocked category; or in the
(b) Partially Blocked category
3. If you do not to want to get any commercial communication on your phone either by way of voice or SMS, please register in the Fully Blocked  category;
4. Please register in the Partially Blocked category, if you wish to get commercial communications in the form of SMS in respect of any or all or some of the following seven subjects:
1. Banking/Insurance/Financial products/Credit cards,
2. Real Estate,
3. Education,
4. Health,
5. Consumer goods and automobiles,
6. Communication/Broadcasting/Entertainment/IT,
7. Tourism and Leisure.
Please note that in the Partially Blocked category, you will not receive any commercial communications in the form of voice calls.2
5. How to register?
6. Once you have registered, you should get, subject to the correctness of your request, a unique registration number by SMS within 24 hours of registration. Please keep this number carefully as this will serve as a reference for your registration of preference.
7. Your request for registration on the National Customer Preference Register will be given effect to in 7 days counted from the date of request for such registration to the access provider.
8. If you are already registered in the National Do Not Call Registry (NDNC)  you do not have to re-register; your registration will continue  under the ‘Fully Blocked’ category.
9. You may make a change in your preference at any point of time after expiry of three months from the date of registration or three months from  the date of last change request.  The service provider will confirm the registration of such a request within 24 hours to you through SMS,  subject to the correctness of request.  In case of errors in request, access provider will advise you to make a fresh request.
10. You may make a request for withdrawal of your registration from National Customer Preference Register, at any time after expiry of three months from the date of registration. The service provider will delete your number from the Provider Customer Preference Register inform you of  the withdrawal of your registration through SMS within 24 hours,  subject to correctness of such request. 3
11. No amount shall be charged from you for registration or change of preference or de-registration.
12. In case you receive an unsolicited commercial communication after expiry of seven days from the date of your registration in the Provider  Customer Preference Register, you may make a complaint to your Access  Provider, through voice call or SMS. The complaint has to be registered from the telephone number on which the unsolicited commercial communication has been received. Your complaint should be made within three days of receipt of the unsolicited  commercial  communication. 
13. In such complaints, please mention the particulars of the telemarketer, the telephone number from which the unsolicited commercial communication has originated, the date, time in 24 hrs format and brief description of such unsolicited commercial communication.
14. The customer complaint registration facility is toll free and telephone number for the same is 1909. The complaint will be acknowledged with a  unique complaint number provided by access provider immediately.
15. The access provider shall take appropriate action on the complaint and  inform you about its resolution within seven days, subject to the  correctness of the complaint. 
16. Detailed procedure to register the preference in National Customer Preference Register, change in registered preference, de-registration and  registration of complaint is given on website  www.nccptrai.gov.in,  tab  ‘Information to customers’.

BBMP-Planning to regularise(convert) B Katha to A Katha

The BBMP has sent a proposal to the State Government of Karnataka to regularise (convert) B katha properties (vacant properties-without an...