RESERVE BANK OF INDIA`S GUIDE TO PREVENT CHEQUE FRAUDS

BI/2014-15/303
DCBR.CO.BPD.(PCB). Cir No 2/12.05.001/2014-15

November 13, 2014

The Chief Executive Officer
All Primary (Urban) Co-operative Banks

Dear Sir / Madam,

Cheque related fraud cases – preventive measures

The rise in the number of cheque related fraud cases is a matter of serious concern. It is evident that many of such frauds could have been avoided had due diligence been observed at the time of handling and/or processing the cheques and monitoring newly opened accounts. Primary (Urban) Co-operative Banks (UCBs) are, therefore, advised to review and strengthen the controls in the cheque presenting/passing and account monitoring processes and to ensure that all procedural guidelines including preventive measures are followed meticulously by the dealing staff/officials. Given below are some of the preventive measures UCBs may follow in this regard. The list is only indicative.

I.        Ensuring the use of 100% CTS – 2010 compliant cheques.

II.        Strengthening the infrastructure at the cheque handling Service Branches and bestowing special attention on the quality of equipment and personnel posted for CTS based clearing, so that it is not merely a mechanical process.

III.        Ensuring that the beneficiary is KYC compliant so that the bank has recourse to him/her as long as he/she remains a customer of the bank.

IV.        Examination under UV lamp for all cheques beyond a threshold of say, Rs.2 lakh.

V.        Checking at multiple levels, of cheques above a threshold of say, Rs. 5 lakh.

VI.        Close monitoring of credits and debits in newly opened transaction accounts based on risk categorization.

VII.        Sending an SMS alert to payer/drawer when cheques are received in clearing.

The threshold limits mentioned above can be reduced or increased at a later stage with the approval of the Board depending on the volume of cheques handled by the UCBs or it’s risk appetite.

2. In addition to the above, UCBs may consider the following preventive measures for dealing with suspicious or large value cheques (in relation to an account’s normal level of operations):

a) Alerting the customer by a phone call and getting the confirmation from the payer/drawer.

b) Contacting base branch in case of non-home cheques.

The above may be resorted to selectively if not found feasible to be implemented systematically.

3. It has been reported that in some cases even though the original cheques were in the custody of the customer, cheques with the same series had been presented and encashed by fraudsters. In this connection, UCBs are advised to take appropriate precautionary measures to ensure that the confidential information viz., customer name / account number / signature, cheque serial numbers and other related information are neither compromised nor misused either from the bank or from the vendors’ (printers, couriers etc.) side. Due care and secure handling is also to be exercised in the movement of cheques from the time they are tendered over the counters or dropped in the collection boxes by customers.

Yours faithfully

(Suma Varma)
Chief General Manager

DR.SHIVARAM KARANTH LAYOUT DENOTIFICATION IS UNDER ENQUIRY

THE GOVERNMENT OF KARNATAKA HAD ORDERED AN ENQUIRY INTO THE ALLEGED ILLEGAL DENOTIFICATION OF LANDS ACQUIRED FOR THE PROPOSED DR.SHIVARAM KARANTH LAYOUT IN BANGALORE NORTH, BUT THE ENQUIRY IS MOVING AT SNAIL PACE OR NOTHING IS MOVING AT ALL DUE TO THE PRESSURE OF LAND MAFIA AND POLITICIANS INVOLVED.

IT IS ALLEGED THAT OVER 860 ACRES OF LAND ILLEGALLY DENOTIFIED AND MANY LAND MAFIA GROUPS HAVE ALREADY CONVERTED THE LAND AND FORMED LAYOUTS AND SOLD IT.

IF, AT ANY POINT OF TIME, DURING OR AFTER THE ENQUIRY, IF IT IS FOUND THAT THE ALLEGATIONS ARE TRUE, THE BUYERS OF SUCH PROPERTIES WILL LAND IN TROUBLE.

ARKAVATHY LAYOUT - ANOTHER STARTLING REVELATION - PRESS REPORT

Press Report-Arkavathy Layout

ಬೆಂಗಳೂರು: ಲೋಕಸಭೆ ಚುನಾವಣೆಗಾಗಿ ಅರ್ಕಾವತಿ ಬಡಾವಣೆ ಡಿನೋಟಿಫಿಕೇಶನ್ ಮಾಡಲಾಗಿದೆ ಎಂದು ಆರೋಪಿಸಿದ್ದ ಬಿಜೆಪಿ ಮುಖಂಡರು, ಈಗ ಅರ್ಕಾವತಿ ಬಡಾವಣೆಯ ಅಕ್ರಮಗಳನ್ನು ದಾಖಲೆ ಸಮೇತ ಬಿಡುಗಡೆ ಮಾಡಿದ್ದಾರೆ.

ಮಾಜಿ ಸಚಿವ ಎಸ್.ಸುರೇಶ್‌ಕುಮಾರ್ ಹಾಗೂ ವಿ.ಸೋಮಣ್ಣ ನೇತೃತ್ವದ ಸತ್ಯಶೋಧನಾ ಸಮಿತಿಯ ಮಧ್ಯಂತರ ವರದಿಯಲ್ಲಿ ಅರ್ಕಾವತಿ ಬಡಾವಣೆಯ 'ರೀ ಡು' ಹೆಸರಲ್ಲಿ ಮಾಡಿರುವ ಅಕ್ರಮಗಳಿಗೆ ದಾಖಲೆ ಒದಗಿಸಲಾಗಿದೆ.

ಹೈಕೋರ್ಟ್ ಮಾರ್ಗದರ್ಶನದಂತೆ ಕೇವಲ 140 ಎಕರೆ ಡಿನೋಟಿಫೈಗೆ ಅವಕಾಶವಿತ್ತು. ಆದರೆ ಸುಪ್ರೀಂ ಹಾಗೂ ಹೈಕೋರ್ಟ್ ಆದೇಶ ಉಲ್ಲಂಘಿಸಿ 707 ಎಕರೆಗಳನ್ನು 'ರೀ ಡು' ಮಾಡಲಾಗಿದೆ.

ಟಾಟಾ ಹೌಸಿಂಗ್, ತೇಜರಾತ್ ಗುಲೇಚಾ ಬಿಲ್ಡರ್‌ಗಳಿಗೆ ಭೂಮಿಯನ್ನು ನೀಡಲಾಗಿದೆ. ಇನ್ನೊಂದೆಡೆ ಸುಮಾರು 250 ಫಲಾನುಭವಿಗಳಿಗೆ ನಿವೇಶನವನ್ನು ಬಿಡಿಎ ನೀಡಿದೆ. ಕೆಲ ವರ್ಷಗಳಿಂದ ಅವರು ಕಂದಾಯ ತುಂಬುತ್ತಿದ್ದಾರೆ. ಆದಾಗ್ಯೂ ಅಂಥವರ ನಿವೇದಶನಗಳೂ 'ರೀ ಡು' ವ್ಯಾಪ್ತಿಗೆ ಬಂದಿದೆ ಎಂದು ಬಿಜೆಪಿ ರಾಜ್ಯಾಧ್ಯಕ್ಷ ಪ್ರಹ್ಲಾದ್ ಜೋಶಿ ಹಾಗೂ ವಿಧಾನಭಾ ಪ್ರತಿಪಕ್ಷ ನಾಯಕ ಜಗದೀಶ್ ಶೆಟ್ಟರ್ ನಗರದಲ್ಲಿ ಗುರುವಾರ ದಾಖಲೆ ಬಿಡುಗಡೆ ಮಾಡಿದರು.

ಬೆಂಗಳೂರಿಗರಿಗೆ ನಿವೇಶನ ಹಂಚಲು ನಿರ್ಮಿಸಿದ್ದ ಅರ್ಕಾವತಿ ಬಡಾವಣೆಯನ್ನು ಕಾಂಗ್ರೆಸ್ ಮುಖ್ಯಮಂತ್ರಿಗಳು ಹಂಚಿದ್ದಾರೆ. ಎಸ್.ಎಂ . ಕೃಷ್ಣ ಅವಧಿಯಲ್ಲಿ 1089 ಎಕರೆ ಡಿನೋಟಿಫೈ ಮಾಡಲಾಗಿದೆ. ಆಗಲೂ 2004ರ ವಿಧಾನಸಭೆ ಚುನಾವಣೆ ಎದುರಾಗಿತ್ತು ಈಗ ಲೋಕಸಭೆ ವೇಳೆ 707 ಎಕರೆ 'ರೀ ಡು' ಆಗಿದೆ. ಇದನ್ನು ಗಮನಿಸಿದಾಗ ಚುನಾವಣೆ ಹಾಗೂ ಡಿನೋಟಿಫಿಕೇಷನ್‌ಗೆ ಸಂಬಂಧವಿರುವುದು ಖಾತ್ರಿಯಾಗುತ್ತದೆ ಎಂದು ಸತ್ಯ ಶೋಧನಾ ಸಮಿತಿಯ ಜವಾಬ್ದಾರಿ ಹೊತ್ತಿದ್ದ ಮಾಜಿ ಸಚಿವ ವಿ. ಸೋಮಣ್ಣ ಆರೋಪಿಸಿದ್ದಾರೆ.

ಮಾರ್ಗಸೂಚಿ ದುರುಪಯೋಗ: 2006ರಲ್ಲಿ ಹೈಕೋರ್ಟ್ ವಿಭಾಗೀಯ ಪೀಠ ನೀಡಿದ್ದ ಮಾರ್ಗದರ್ಶಿ ಸೂತ್ರವನ್ನು ಮುಖ್ಯಮಂತ್ರಿ ಸಿದ್ದರಾಮಯ್ಯ ನೇತೃತ್ವದ ಸರ್ಕಾರ ದುರುಪಯೋಗ ಪಡಿಸಿಕೊಂಡಿದೆ. ಕೋರ್ಟ್ ಆದೇಶದ ಪ್ರಕಾರ ಹಸಿರು ವಲಯ, ನಿರ್ಮಿತ ಪ್ರದೇಶ, ಧರ್ಮದರ್ಶಿ ಪ್ರತಿಷ್ಠಾನ, ನರ್ಸರಿ, ಕೈಗಾರಿಕೆಗಳ 149 ಎಕರೆ ಮಾತ್ರ ಭೂ ಸ್ವಾಧೀನ ಪ್ರಕ್ರಿಯೆಯಿಂದ ಕೈ ಬಿಡಲು ಅವಕಾಶವಿತ್ತು.

ಆದರೆ ಯಾವುದೇ ನಕ್ಷೆ ಪರಿಶೀಲಿಸದೆ ಹಾಗೂ ಸಮೀಕ್ಷೆ ಮಾಡದೇ ಏಕಾಏಕಿ 707 ಎಕರೆ 'ರೀ ಡು' ಮಾಡಲು ಕಾಂಗ್ರೆಸ್ ಸರ್ಕಾರ ನಿರ್ಧರಿಸಿತು. ಇದಕ್ಕೆ ಯಾವುದೇ ಕಾನೂನು ಮಾನ್ಯತೆಯಿಲ್ಲ ಹಾಗೂ ಬಿಡಿಎ ಹೊರತುಪಡಿಸಿ ಉಳಿದೆಲ್ಲ ಇಲಾಖೆ ಅಧಿಕಾರಿಗಳು ವಿರೋಧಿಸಿದ್ದಾರೆ ಎಂದು ವರದಿಯಲ್ಲಿ ಹೇಳಲಾಗಿದೆ.

ಬೋಂಡು ರಾಮಸ್ವಾಮಿ ಹಾಗೂ ಬಿಡಿಎ ನಡುವಿನ ಕಾನೂನು ಹೋರಾಟದ ಸಂದರ್ಭದಲ್ಲಿ ಹೈಕೋರ್ಟ್‌ಗೆ 2010ರಲ್ಲಿ ಬೆಂಗಳೂರು ಅಭಿವೃಧ್ಧಿ ಪ್ರಾಧಿಕಾರ ಪ್ರಮಾಣಪತ್ರ ಸಲ್ಲಿಸಿತ್ತು. ಕೆಂಪಾಪುರ ಹಾಗೂ ಶ್ರೀರಾಮಪುರ ಗ್ರಾಮಗಳನ್ನು ಭೂ ಸ್ವಾಧೀನ ಪ್ರಕ್ರಿಯೆಯಿಂದ ಕೈಬಿಡಲು ಸಾಧ್ಯವಿಲ್ಲ ಎಂದು ಹೇಳಿತ್ತು.

ಆದರೆ ಇದೇ ಪ್ರದೇಶಗಳಲ್ಲಿ ಕೋರ್ಟ್‌ಗೆ ಪ್ರಕರಣ ಬರಬಹುದು ಎಂದು ಮೊದಲೇ ಆಲೋಚಿಸಿ ರಾಜ್ಯ ಸರ್ಕಾರ 'ರೀ ಡು' ಮಾಡಿದೆ. ಒಂದೇ ದಿನದಲ್ಲಿ 52 ರೈತರಿಂದ ಅರ್ಜಿ ಹಾಕಿಸಿಕೊಂಡು 54 ಎಕರೆ 7 ಗುಂಟೆ ಭೂಮಿಯನ್ನು ಅಕ್ರಮವಾಗಿ 'ರೀ ಡು' ಮಾಡಲಾಗಿದೆ.

ವಿಚಿತ್ರವೆಂದರೆ ಈ ರೈತರಿಗೆ ಇದಕ್ಕೂ ಮೊದಲೆ ಸರ್ಕಾರ ಪರಿಹಾರ ಧನ ವಿತರಿಸಿತ್ತು. ಕಾನೂನು ಪ್ರಕಾರ ಪರಿಹಾರ ಪಡೆದುಕೊಂಡ ಮೇಲೆ ಡಿನೋಟಿಫೈ ಮಾಡಲು ಸಾಧ್ಯವಿಲ್ಲ ಎಂದು ಸುಪ್ರೀಂ ಕೋರ್ಟ್ ಆದೇಶವನ್ನು ವರದಿಯಲ್ಲಿ ಉಲ್ಲೇಖಿಸಲಾಗಿದೆ. ಇದೇ ರೀತಿಯಲ್ಲಿ 2014ರ ಮಾ.27ರಂದು 52 ಎಕರೆ 32 ಗುಂಟೆ ಭೂಮಿಯನ್ನು ಸ್ವಾಧೀನದಿಂದ ಕೈಬಿಡಲಾಗಿದೆ. ಇದಕ್ಕೂ 6 ದಿನದ ಮುಂಚೆ 12 ಎಕರೆ ಭೂಮಿ 'ರೀ ಡು' ಮಾಡಲಾಗಿದೆ.

ಬಿಲ್ಡರ್‌ಗಳಿಗೂ ರೀಡು: ಇದೇ ಬಡಾವಣೆಯಲ್ಲಿ ಜಯಪಾಲ್ ಗೌಡ ಎಂಬವವರು 2 ಎಕರೆ 37 ಗುಂಟೆ ಭೂಮಿ ಹೊಂದಿದ್ದರು. ಆದರೆ 2003ರಿಂದ ಭೂ ಸ್ವಾಧೀನ ಪ್ರಕ್ರಿಯೆ ವಿರೋಧಿಸದ ಜಯಪಾಲ್ ಅವರು 2010ರಲ್‌ಲ ತೇಜರಾಜ್ ಗುಲೇಚಾ ಜಿಪಿಎ ಪಡೆದುಕೊಂಡು ಕೋರ್ಟ್ ಮೆಟ್ಟಿಲೆರಿದರು.

ಪ್ರಕರಣವನ್ನು ಪರಿಗಣಿಸುವಂತೆ ಕೋರ್ಟ್ ಸೂಚನೆ ನೀಡಿದರೆ, ಬಿಡಿಎ ಅದನ್ನು ಆದೇಶ ಎಂದು ಪರಿಗಣಿಸಿ ರೀ ಡು ಮಾಡಿದೆ. ತೇಜರಾಜ್ ಎಂಬುವವರು ಒಬ್ಬ ಬಿಲ್ಡರ್, ಇದೇ ರೀತಿ ಟಾಟಾ ಹೌಸಿಂಗ್‌ಗೆ ಸೇರಿದ್ದ 26 ಎಕರೆ 12 ಗುಂಟೆ ಭೂಮಿಯನ್ನು ಕೂಡ ಸ್ವಾಧೀನದಿಂದ ಕೈಬಿಡಲಾಗಿದೆ. ಖಾದಿ ಗ್ರಾಮೋದ್ಯೋಗಕ್ಕೆ ನೀಡಲಾಗಿದ್ದ 13 ಎಕರೆ 6 ಗುಂಟೆ ಕೂಡ ರೀಡು ವ್ಯಾಪ್ತಿಗೆ ಬಂದಿದೆ.

ಇತರ ಪರಿಣಾಮವಾಗಿ ಅಲ್ಲಿ ನಿವೇಶನ ಪಡೆದವರಿಗೂ ಹೊಸದಾಗಿ ನಿವೇಶನ ನೀಡಬೇಕಿದೆ. ಇನ್ನೊಂದೆಡೆ ಖಾದಿ ಗ್ರಾಮೋದ್ಯೋಗ ನೌಕರರ ಗೃಹ ನಿರ್ಮಾಣ ಸಂಘಕ್ಕೂ ಬೇರೆ ಭೂಮಿ ನೀಡಬೇಕಿದೆ. ಹಾಗೆಯೇ ಕೋರ್ಟ್ ಆದೇಶ ಉಲ್ಲಂಘಿಸಿ 16 ಎಕರೆ 22 ಗುಂಟೆ ಕಂದಾಯ ಭೂಮಿಯನ್ನು ರೀಡು ಮಾಡಿರುವದರಿಂದ ಸರ್ಕಾರಕ್ಕೆ ಆರ್ಥಿಕ ಹೊರೆಯಾಗಲಿದೆ. ಈ ಭೂಮಿಗೆ ಈಗಾಗಲೇ ಪರಿಹಾರ ನೀಡಲಾಗಿದೆ ಹಾಗೂ ನಿವೇಶನ ಹಂಚಿಕೆ ಪತ್ರವನ್ನು ನೀಡಲಾಗಿದೆ. ಈಗ ರೀಡು ಮಾಡುವುದರಿಂದ ಬೇರೊಂದು ನಿವೇಶನವನ್ನು ಫಲಾನುಭವಿಗಳಿಗೆ ಹಂಚಬೇಕಾದ ಅನಿವಾರ್ಯ ಎದುರಾಗಿದೆ ಎಂದು ಸೋಮಣ್ಣ ಅಭಿಪ್ರಾಯಪಟ್ಟಿದ್ದಾರೆ.

RESERVE BANK OF INDIA`S GUIDELINES TO BANKS IN RESPECT OF HIGH VALUE CHEQUE CLEARING!

TO AVOID CHEQUE RELATED FRAUDS, THE RESERVE BANK OF INDIA HAS ISSUED FRESH GUIDELINES FOR CHEQUE CLEARING BY BANKS IN INDIA

November 5, 2014

The Chairperson / Chief Executive Officers 

All Scheduled Commercial Banks (excluding RRBs) / Local Area Banks

Dear Sir / Madam,

Cheque related fraud cases - preventive measures

The rise in the number of cheque related fraud cases is a matter of serious concern. It is evident that many of such frauds could have been avoided had due diligence been observed at the time of handling and/or processing the cheques and monitoring newly opened accounts. Banks are, therefore, advised to review and strengthen the controls in the cheque presenting/passing and account monitoring processes and to ensure that all procedural guidelines including preventive measures are followed meticulously by the dealing staff/officials. Given below are some of the preventive measures banks may follow in this regard. The list is only indicative.

     I.        Ensuring the use of 100% CTS - 2010 compliant cheques.

   II.        Strengthening the infrastructure at the cheque handling Service Branches and bestowing special attention on the quality of equipment and personnel posted for CTS based clearing, so that it is not merely a mechanical process.

  III.        Ensuring that the beneficiary is KYC compliant so that the bank has recourse to him/her as long as he/she remains a customer of the bank.

 IV.        Examination under UV lamp for all cheques beyond a threshold of say, Rs.2 lakh.

  V.        Checking at multiple levels, of cheques above a threshold of say, Rs. 5 lakh.

 VI.        Close monitoring of credits and debits in newly opened transaction accounts based on risk categorization.

VII.        Sending an SMS alert to payer/drawer when cheques are received in clearing.

The threshold limits mentioned above can be reduced or increased at a later stage with the approval of the Board depending on the volume of cheques handled by the bank or it's risk appetite.

2. In addition to the above, banks may consider the following preventive measures for dealing with suspicious or large value cheques (in relation to an account’s normal level of operations):

a) Alerting the customer by a phone call and getting the confirmation from the payer/drawer.

b) Contacting base branch in case of non-home cheques.

The above may be resorted to selectively if not found feasible to be implemented systematically.

3. It has been reported that in some cases even though the original cheques were in the custody of the customer, cheques with the same series had been presented and encashed by fraudsters. In this connection, banks are advised to take appropriate precautionary measures to ensure that the confidential information viz., customer name / account number / signature, cheque serial numbers and other related information are neither compromised nor misused either from the bank or from the vendors’ (printers, couriers etc.) side. Due care and secure handling is also to be exercised in the movement of cheques from the time they are tendered over the counters or dropped in the collection boxes by customers.

Yours faithfully,

(Manoj Sharma)

Chief General Manager

GRAMATHANA SITES KATHA`SSSSSSSSSSSSSSSS

THE GRAMATHANA/PANCHAYAT SITES KATHA`S ARE A MIRAGE FOR THE SITE OWNERS.

GET THE KATHA OF THE GENUINE GRAMATHANA WITH KANESHMARI NUMBER, TRANSFERRED IN THE LEGITIMATE MANNER TO AVOID FUTURE PROBLEMS.

GOVERNMENT LAND RECOVERED

A HUGE STRETCH OF HIGHLY VALUABLE LAND IN JALA HOBLI, BANGALORE NORTH TALUK, BANGALORE URBAN DISTRICT HAS BEEN RECOVERED FROM POWERFUL ENCROACHER BY THE GOVERNMENT.

SRI.A.T.RAMASWAMY, WHO HAD INVESTIGATED AND SUBMITTED THE REPORT TO THE GOVERNMENT DEMANDED THAT THE PERSONS OR GROUPS ENCROACHED THE VALUABLE LAND IN JALA HOBLI BE TRIED UNDER CRIMINAL LAW AND RECOMMENDATION MUST BE SENT TO THE CENTRAL GOVERNMENT TO TAKE APPROPRIATE PENAL ACTION ON SUCH PERSONS.

MORE HAS TO BE DONE BY THE GOVERNMENT.

THE GOVERNMENT HAS TO RECOVER OVER 2000 ACRES OF BDA LAND AND MOST OF THEM HAVE BBMP KATHA!!!!!

THE GOVERNMENT HAS TO CLEAR THE RAJAKALUVE ENCROACHMENTS IN BANGALORE AS IT IS ENCROACHED AGAIN BY LAND MAFIA/BUILDERS/ROGUES.

CONVERSION OF ILLEGAL `B` KATHA TO REGULAR AND LEGITIMATE `A` KATHA IN BBMP RECORDS AT BANGALORE????

THERE ARE INNUMERABLE PROPERTY OWNERS WHO HAVE PROPERTIES WHICH HAVE TITLE DISCREPANCIES, ILLEGAL OR FAKE CONVERSION ORDERS AND LANDS WHICH HAVE FAKE OR BOGUS APPROVALS, BUT TO THE SURPRISE OF ALL, IN THE SAME AREA OR LOCALITY, OTHER PROPERTY OWNERS HAVE `A` KATHA AND SOME HAVE `B` KATHA.

IT IS LEARNT THAT `A` KATHA FOR SUCH SITES ARE ISSUED ON THE MISREPRESENTATION OF FACTS AND FAKE DOCUMENTS. IF INVESTIGATED, IT WILL BE CANCELLED AUTOMATICALLY WITHOUT ISSUING ANY NOTICE.

THERE ARE AGENTS WHO PROMISE TO CONVERT THE NOTORIOUS AND BLOODY `B` TO `A`KATHA AND SOME HAVE SUCCEEDED.

ALL THE `B` KATHA PROPERTY OWNERS, IN ORDER TO KNOW THE LEGALITY OF THEIR PROPERTY TITLE, MUST THOROUGHLY EXAMINE AND VERIFY ALL THE RECORDS AT THE CONCERNED OFFICES AND IF IT IS A GENUINE TITLE AND IF IT IS A SINGLE PIECE OR PLOT OR SITE WHICH WAS CONVERTED FOR RESIDENTIAL USE, CAN PAY BETTERMENT CHARGES AND GET THE LEGITIMATE `A` KATHA.

OTHERS HAVE TO WAIT FOR `AKRAMA-SAKRAMA`.

IT IS EXPECTED TO BE CLEARED SOON BUT, IT MAY BE CHALLENGED AGAIN IN THE SUPREME COURT OF INDIA.

SOME APARTMENTS IN BOMMANAHALLY ZONE HAVE `A` KATHA, INSPITE OF 100% DEVIATION AND VIOLATION, FEW SUCH APARTMENT BLOCKS ARE UNDER INVESTIGATION FROM LOK AYUKTA POLICE AND THEIR KATHA WILL BE UNDER SCRUTINY AND THE SALE DEED EXECUTED ON THE BASIS OF THE `A` KATHA WILL ALSO BE EXAMINED.



A FEW INTELLIGENT CHEATS WHO HAVE OBTAINED `A` KATHA FOR SUCH ILLEGAL AND UNAUTHORISED CONSTRUCTION HAVE SOLD THE APARTMENTS AND GOT AWAY. ONE SUCH SELLER HAS BEEN BOOKED  BY THE LAW ENFORCEMENT AUTHORITIES AND THE SALE DEED EXECUTED IS UNDER JUDICIAL REVIEW.  THE BANK ACCOUNT OF THE SELLER MAY BE FROZEN AND HAS TO SEEK BAIL. IF HE/SHE IS AN EMPLOYEE, THE MATTER WILL BE INTIMATED TO THE COMPANY, THEREBY THEY MIGHT ALSO LOSE THEIR JOBS.

MERA BHARAT MAHAN !!!

INDIAN DEMOCRACY – AN EXAMPLE!!!!

165 MLA`s of the 288 new legislators,  elected recently have criminal cases against them, with 115 charged with serious offences of murder, attempt to murder, kidnapping, and crimes against women and communal disharmony, a watchdog said on Tuesday.

Among 165, 51 (31 percent) already have charges framed against them in various courts of law, said a study by the Maharashtra Election Watch and Association for Democratic Reforms (MEW-ADR).

Three legislators have murder cases lodged, while 15, have cases of attempt to murder against them.

In crimes against women, 11 legislators have cases against them, while eight have admitted to cases pertaining to sexual assault or criminal force against a woman with the intent to outrage her modesty against them, the MEW-ADR said.

Three legislators have cases of causing communal disharmony, while 14 - are charged with robberies or dacoities. Nine legislators have cases related to kidnappings against them.

DIESEL PRICES DEREGULATED!!! LONG OVER DUE PROCESS

Deregulation of diesel prices

The Union Cabinet Committee of Economic Affairs, chaired by the Prime Minister Shri Narendra Modi, today approved the issues relating to the under-recovery on sale of diesel and its present status. Instructions have been issued today i.e. on 18th October 2014 to make the price of Diesel market determined with effect from midnight of 18th-19th October 2014. The prices of Diesel will be market determined at both Retail and Refinery Gate level for all consumers thereafter. 

Based on an earlier decision of the Cabinet Committee on Political Affairs (CCPA) dated 17th January 2013, instructions were issued to the Public Sector Oil Marketing Companies (OMCs) allowing them to increase the retail selling price of Diesel in the range of 40 paisa to 50 paisa per litre per month (excluding VAT as applicable in different States/Union Territories) till further orders. 

Diesel prices will henceforth be market determined. This will facilitate greater competition in the Auto Fuels Retail segment and enhanced efficiency in service delivery of the oil companies. This is expected to benefit consumers due to greater competition among oil companies and more choices. The competition is also expected to foster greater efficiency in oil companies benefitting the consumers.

Thinking of buying a plot or an apartment near Turahalli Minor Forest ?

It is learnt that KSPCB ( the regulator of pollution) has permitted waste processing unit near or close or at  B.M. Kaval Reserve Forest and Turahalli Minor Forest and the last of the wooded area of Bangalore will be stinking soon and littered with Bangalore`s Garbage.

Thanks to the BBMP and the Pollution Board for their great contribution to the Banashankari V and VI Stages and numerous notorious builders, who are selling their apartments in that area displaying the Thurahally mini forest as background.

The residents of Banashankari 6 Stage, 5 Block have even approached the National Green Tribunal. Their plea is likely to come up for hearing later this month.

BBMP Commissioner M. Lakshminarayan defended the project. “We are setting up the unit on a civic amenity site in the BDA Layout; it is not a landfill. Only wet waste will be composted here in a closed environment,” he said and added that residents’ fear of pollution is unfounded.

BBMP ALONG WITH POLLUTION B GETS BRILLIANT IDEAS TO SPOIL THE CITY WITH ITS GARBAGE IDES AND STINKING PROJECTS!!!!

MYSORE DASARA

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