Amendments made in the Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act, 2013

The Union Cabinet, chaired by the Prime Minister Shri Narendra Modi, has approved certain amendments in the Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act, 2013. The Act came into effect from 01.01.2014 but it has been reported that many difficulties are being faced in its implementation.  In order to remove them, certain amendments have been made in the Act to further strengthen the provisions to protect the interests of the ‘affected families’.  In addition, procedural difficulties in the acquisition of lands required for important national projects required to be mitigated. States, Ministries and stakeholders had been reporting many difficulties in the implementation of this Act.  Several suggestions came up in interactions with State Revenue Ministers and key implementing Ministries. Proposed amendments meet the twin objectives offarmer welfare; along with expeditiously meeting the strategic and developmental needs of the country.  Pro-farmer step: Excluded Acts brought under RFCTLARR Act for Compensation and R&R The existing Act vide Section 105 (read with Schedule IV) has kept 13 most frequently used Acts for Land Acquisition for the Central Government Projects out of the purview. These acts are applicable for national highways, metro rail, atomic energy projects, electricity related other projects etc. Thus a large percentage of famers and affected families were denied  the compensation and R&R measures prescribed under the Act. The present amendments bring all those exempted 13 Acts under the purview of this Act for the purpose of compensation as well as rehabilitation and resettlement. Therefore, the amendment benefits the farmers and the affected families. Pro-development: Faster processing without compromising on compensation or R&R measures to farmers The second important aspect of the amendment is to make developmental and security related works much faster without compromising on the benefits/compensation to be given to the farmers. In the process of prolonged procedure for land acquisition, neither the farmer is able to get benefit nor is the project completed in time for the benefit of society at large. Therefore the present changes allow a fast track process for defence and defence production, rural infrastructure including electrification, housing for poor including affordable housing, industrial corridors and infrastructure projects including projects taken up under Public Private Partnership mode where ownership of the land continues to be vested with the government. These projects are essential for bringing in better economic opportunities for the people living in these areas and would also help in improving quality of life.

ANEKAL PLANNING AUTHORITY - A WARNING ON DC CONVERTED SITES - PURCHASE

CHOOSING AN AGENT/BROKER TO FACILITATE THE PURCHASE OF THE PROPERTY

BUYERS OF PROPERTIES IN AND AROUND BANGALORE UTILISE THE SERVICES OF ONLINE PORTALS, IN WHICH AGENTS/BROKERS ADVERTISE THEIR PROPERTIES WHICH ARE OFFERED FOR SALE AND IT IS STRONGLY ADVISED TO CHECK THE BACKGROUND AND ASSOCIATES OF THE AGENTS AND BROKERS AS MOST OF THEM HAVE CRIMINAL BACKGROUND AND NOW A DAYS EVEN WITH TERROR LINK.

IN THE EVENT OF CANCELLATION OR WITHDRAWAL OR REJECTION OF A PROPERTY BY THE POTENTIAL BUYER, THE AGENTS/BROKERS WILL PLAY ALL TYPES OF TANTRUMS AND EVEN THREATEN THE BUYERS, LEAVE ALONE THE TOKEN ADVANCE PAID OR DREAMING OF RECOVERING THE ADVANCE AMOUNT, PUT THE BUYER IN TROUBLE.

IT IS ADVISED TO TAKE UTMOST CARE AND DILIGENCE WHILE SELECTING AN AGENT/BROKER TO LOCATE/FIND OUT AND DEAL WITH THE SELLER OF THE PROPERTY.

DO NOT FELL PREY FOR THEIR SWEET TALK AND THEIR POSH OFFICES.

FIND OUT THEIR DETAILS LIKE FULL NAME, HOW LONG THEY HAVE BEEN DOING BUSINESS, CRIMINAL CASES, KNOWLEDGE ABOUT THE PROPERTY LAW AND COMPLIANCE, OFFICE, ACCOMPLICES AND THEIR CLIENTS.

DO NOT PROVIDE MUCH DETAILS ABOUT THE BUYERS TO THESE AGENTS, THAT MIGHT BE USED TO CREATE PROBLEMS ON A LATER DATE.

ILLEGAL AND UNAUTHORISED STRUCTURE DEMOLISHED AT BANGALORE

DEMOLITION OF UNAUTHORISED STRUCTURE AT BANGALORE

The High Court of Karnataka has STAYED the demolition of a building, alleged to have violated the sanctioned building plan on the basis of a plaint by the land lord stating that she had not been given an opportunity to be heard etc.,

Justice Ram Mohan Reddy of Karnataka High Court directed the BBMP to demolish the unauthorised portions of the building at Richmond Road and report to him by evening and this order was stayed by 4.30 p.m by the Chief Justice.

The building had come under High Court's scanner on Monday when Justice Ram Mohan Reddy slammed the civic agency for dilly-dallying on the demolition despite a BBMP engineer ordering the demolition a few months ago.

The court was hearing a case filed by members of neighbouring Rustumji Residency Owners Association against the BBMP east zone joint commissioner for neglecting a building bye-laws violation.

Though the BBMP sought time to carry out the demolition, the court refused and directed the officials to carry it out and report to it by 10:30 am on Wednesday.

Members of Rustumji Residency Owners Association were glad for the action being taken but said that it should have been taken up much earlier. "I still don't believe that officials are implementing the court's order. This they should have done this in August itself when their own assistant engineer had issued the demolition order. This could have saved more than Rs 2 crore which was spent by the builder to take up the construction work," he said. A real estate expert said there was a lesson to be learnt for anyone constructing individual house or an apartment block. "If the construction is taken up violating BBMP building bye-laws then it is liable to face demolition," he said.

MORE ILLEGAL AND UNAUTHORISED STRUCTURES TO GO

Mobile Banking Transactions in India - Operative Guidelines for Banks –RESERVE BANK OF INDIA

RBI/2014-15/337 DPSS.CO.PD.No.1017/02.23.001/2014-2015 December 04, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Madam /Dear Sir Mobile Banking Transactions in India - Operative Guidelines for Banks A reference is invited to our Master Circular RBI/ 2014-15/104 DPSS.CO.PD. Mobile Banking.No.2/02.23.001/2014-15 dated July 1, 2014 wherein consolidated guidelines related to mobile banking were issued by the Reserve Bank of India. 2. It may be recalled that the RBI had set up a “Technical Committee on Mobile Banking” (Chairman Shri B.Sambamurthy) to study the challenges faced by the banks in providing mobile banking to customers in general (customer enrolment and technical issues) and also to examine the options/alternatives for expanding the reach of mobile banking in the country. In order to take these recommendations forward, the RBI had organized a conference to discuss the issues / challenges faced by banks and lay down a concrete roadmap for enhancing mobile banking services in India. Subsequently, an informal group was also formed with representation from various stakeholders for “Setting standards for on-boarding mobile banking customers by banks’, which has made some critical observations and also offered certain suggestions for enhancing the efforts of banks and stakeholders in widening the access to mobile banking service. 3. As banks have started offering mobile banking services at different points of time, there are differences in procedures adopted by banks for registering customers for mobile banking as well as in the channels of delivery and authentication process. Generally, banks are offering mobile banking services through the SMS, Application-based solutions and USSD channels. Lack of awareness as well as standardization of procedures at banks also adds to the problems which have led to a situation of slow pick-up of mobile banking services despite the high mobile density in the country. This is of particular importance when customers are using inter-operable mobile banking platforms. 4. Thus, there is a need for greater degree of standardization in procedures relating to on-boarding of customers for mobile banking (new customers, existing account holders whose mobile numbers are available with the bank but not registered for mobile banking, and existing account holders where mobile number is not available with the bank), as also the subsequent processes for authentication, including accessible options for generation of MPIN by customers. 5. Banks should strive to provide options for easy registration for mobile banking services to their customers, through multiple channels, thus minimizing the need for the customer to visit the branch for such services. The time taken between registration of customers for mobile banking services and activation of the service should also be minimal. 6. A few suggestions and best practices that can be adopted by banks for registering / on-boarding customers for mobile banking, under the three scenarios indicated above, are given in the Annex. 7. Similarly, in order to quicken the process of MPIN generation and also widen the accessibility of this process to their mobile banking registered customers, banks can consider adopting various channels / methods such as a.     Through the ATM channels (similar to option available for change of PIN on their own ATMs as well as in inter-operable ATM networks) b.    Through an option provided in the USSD menu for mobile banking (both their own USSD platform, if any, as well as under the inter-operable USSD Platform for mobile banking) c.     Banks’ own internet banking website, with necessary safeguards d.    Use of MPIN mailers (like PIN mailers for cards) e.     Common website can also be designed as an industry initiative 8. Banks are also advised to undertake customer education and awareness programme in multiple languages through different channels of communication to popularise their process of mobile banking registration/activation and its usage etc. 9. This directive is issued under Section 10(2) read with Section 18 of Payment and Settlement Systems Act 2007 (Act 51 of 2007). 10. Please acknowledge receipt. Yours faithfully (Vijay Chugh) Principal Chief General Manager Annex Suggestions / best practices for increasing the penetration (customer registration / on-boarding) of Mobile Banking 1. New Customer: at account opening time a.     Account opening form should clearly indicate the option for mobile banking – the option for mobile banking services should be clear and distinct from the contact details of the customer where mobile number is also accepted; it should also be clearly indicated that alerts (if sent through SMS) will be sent to this registered mobile number. b.    Customer should be made aware of the mobile banking facilities while opening the account. Further, the form should also clearly indicate that opting for mobile banking services will provide an alternate delivery channel to the customer; related inputs / materials / booklet etc. should be provided to the interested customers outlining the features of mobile banking services offered by the bank, the process involved, roles and responsibilities etc. 2. Existing Customer- Mobile numbers registered with the bank but not active for mobile banking: As mobile number registration has already taken place and available with the bank (is linked with the account), wider and more accessible platforms should also be made use of by the banks to increase awareness on mobile banking at every opportunity to get more and more customers to register for mobile banking services. Some of the methods that can be adopted by banks for having targeted customer awareness programs could include:        i.            sending SMS / e-mails to their customers on registered mobile numbers / e-mail ids about activating mobile banking, providing necessary URLs / customer care numbers from which the customer can obtain additional information on mobile banking activation process;     ii.            ATMs and self-service Kiosks at branches can also alert the customers to activate the mobile banking options;  iii.            social media can also be used by the banks to build awareness and encourage customers to register on mobile banking;  iv.            through the internet banking website of the bank especially when the customer logs in for net banking operations (taking into account the security architecture and authentication mechanism already prevalent in the bank/s);     v.            banks can use their IVR and phone banking channels to encourage and facilitate registration and activation of customers for mobile banking;  vi.            banks can also harness the potential of inter-operable channels such as the NFS (which is widely used by customers for transacting with their cards) to provide a widely accessible channel for mobile banking registration; 3. Existing Customer- Mobile number not registered with the bank at all Banks need to find ways of obtaining mobile numbers of the account holders first for registration in their database and subsequently for mobile banking registration. Some of the options that can be used for this purpose are: a.     Through ATM channel – an alert / message can be given (at the ATM itself) by banks when the customer transacts at the ATM, that she/he has not registered any mobile number with the bank b.    Branch visit- at teller level, when the customer comes to the teller for any cash deposit / withdrawal transaction, the customer profile should indicate that he/she has not registered the mobile number at the bank and should be asked to do so immediately c.     Similarly, at passbook printing counters / kiosks too, the customer profile should be verified for existence of mobile number and customer should be advised to register the mobile number when he/she uses the passbook printing kiosk d.    At BC level with biometric authentication.

Introduction of Digital Life Certificates for Pensioners

Introduction of Digital Life Certificates for Pensioners

RBI/2014-15/343 DGBA.GAD.H- 2529/45.01.001/2014-15 December 9, 2014 The Chairman/Chief Executive Officer All agency banks Dear Sir Introduction of Digital Life Certificates for Pensioners As per the present scheme for payment of government pension, pensioners are required to furnish a life certificate in November every year to the bank concerned for continued receipt of pension without interruption. Even though this requirement has been liberalised to enable pensioners to submit their life certificate at any branch of the pension disbursing bank, several pensioners find it difficult to submit the certificates in time for various reasons. 2. In order to alleviate the hardship caused to pensioners, the Government of India has since launched “Jeevan Pramaan”, a digital life certificate based on Aadhaar Biometric Authentication, aimed at further simplifying the process of submission of life certificate and facilitating accuracy and timeliness in disbursal of pensions. In order to facilitate implementation of Jeevan Pramaan, a web portal (jeevanpramaan.gov.in) was launched by the Hon’ble Prime Minister on November 10, 2014. Copy of a brochure on Jeevan Pramaan brought out by the Ministry of Communications and Information Technology of the Government of India, explaining the details of the scheme and its benefits, is enclosed for your information. 3. To facilitate introduction of Jeevan Pramaan, the Central Pension Accounting Office, Ministry of Finance, Government of India (CPAO) has amended the Scheme of Payment of Pensions to Central Government Civil Pensioners. A copy of the relative Office Memorandum dated November 14, 2014, issued by the CPAO, enclosing Correction Slip no. 22 dated November 10, 2014, and the process for getting digital life certificates by the pensioners, is attached. Copies of the memorandum has already been sent by CPAO to all banks and to the governments of all States and Union Territories. Similar amendments to their respective pension regulations have also been made by different Central Government Ministries (e.g., Ministry of Railways and Department of Posts). The Indian Banks Association has also issued a circular dated November 22, 2014, in this regard to their member banks. 4. Once fully implemented, agency bank branches will be able to obtain information about the digital life certificate of their pensioner customers by logging on to the website of Jeevan Pramaan and searching for the certificate or by downloading through their Core Banking Systems. Pensioners will also be able to forward to their bank branches the relative link to their digital life certificate by email/sms. 5. All agency banks disbursing government pension may take necessary action to implement and benefit from the scheme and issue necessary instructions to all their branches concerned and dealing staff. Banks may, in addition, work towards creating awareness about this facility among their pensioner customers through their branches, websites and other means. Banks may also suitably amend the FAQs on pension payments posted on their websites, and provide a link to the website of Jeevan Pramaan. Yours faithfully (G. Sreekumar) Chief General Manager

TOP BUILDERS WITH FRAUD - FORGERY - BOGUS CC AND OC IN BANGALORE

A CBI ENQUIRY IS DEMANDED IN THIS SCAM - MANY TOP BUILDERS OF BANGALORE WILL BE IN THE CENTRAL JAIL SOON

FAKE BUILDING PLANS - FAKE COMMENCEMENT CERTIFICATE - FAKE OCCUPANCY CERTIFICATE IN BANGALORE - https://www.youtube.com/watch?v=z2l6LsNHzMo

FAKE BUILDING PLANS - FAKE COMMENCEMENT CERTIFICATE - FAKE OCCUPANCY CERTIFICATE IN BANGALORE

WATCH OUT

WATCH YOU TUBE????


https://www.youtube.com/watch?v=z2l6LsNHzMo



https://www.youtube.com/watch?v=z2l6LsNHzMo

NO WATER AND ELECTRICITY FOR BUILDINGS WITHOUT OCCUPANCY CERTIFICATE IN KARNATAKA

THE GOVERNMENT OF KARNATAKA HAS ISSUED A NOTIFICATION TO THE BESCOM AND BWSSB NOT TO PROVIDE ELECTRICITY AND WATER SUPPLY TO THE BUILDINGS WITHOUT OCCUPANCY CERTIFICATE FROM THE APPROPRIATE PLANNING AUTHORITIES.  THIS  DIRECTIONS HAS BEEN ISSUED BY THE URBAN DEVELOPMENT DEPARTMENT IN ORDER TO STOP THE DEVIATION AND UNAUTHORISED CONSTRUCTIONS ACROSS THE STATE.

THE UNDER CONSTRUCTION ILLEGAL OR UNAUTHORISED BUILDINGS WILL FACE THE HEAT.

BBMP KATHA - VERIFY AND CHECK FOR THE STATUTORY COMPLIANCE

DO NOT JUMP IN A HURRY AND CONCLUDE THAT THE BBMP KATHA CONFERS ABSOLUTE RIGHT, TITLE AND INTEREST.

THE NEWER OR LATEST KATHAS ISSUED IN BOMMANAHALLY ZONE ARE HIGHLY xxxxxxxxx VIOLATE THE CIRCULAR ISSUED REGARDING THE BETTERMENT CHARGES AND KTCP ACT.

THOROUGHLY CHECK AND VERIFY BEFORE THE PURCHASE OF BBMP A KATHA SITES, WHICH ARE ISSUED FROM 2006, IN LAYOUTS WITHOUT BDA/BMRDA APPROVAL, CMC KATHA AND FORM NO.9 AND FORM NO.11.

KISAN VIAKS PATRA - REVAMPED - NEW

KISAN VIKAS PATRA LAUNCHED BY THE GOVERNMENT

SAFE INVESTMENT

     The government Tuesday re-launched the Revamped Kisan Vikas Patra (KVP) investment scheme designed to target the country's poor.

     The Finance Miniter said that in order to help the poor to save their hard earned money and not to invest in PONZIE schemes, the Government has come up with NEW REVAMPED KISAN VIKAS PATRA.

     KISAN VIKAS PATRA IS Available in the denominations of Rs.1,000, Rs.5,000,        Rs.10,000 and Rs.50,000, the sum invested would be doubled in 100 months or (8 + years).

     The instrument has no upper limit for investment and can be encashed after a lock-in period of 30 months.

     The KVP would be a bearer instrument without the name of the holder in the first phase."This will be a bearer instrument just like currency and easy to encash.

     The certificates can be issued in single or joint names and can be transferred from one person to any other person or persons, multiple times. Transfer facility will be available from one post office to another in India, as well as of nomination.

     The certificate can also be pledged as security to avail loans from the banks, and in other cases of need as collateral security.

VILLAGE SITES BEYOND PLANNING AUTHORITY`S JURISDICTION - CANNOT CONSTRUCT HOUSES WITHOUT PROPER APPROVAL

THE PANCHAYAT RAJ DEPARTMENT HAS CIRCULATED  A MESSAGE THAT SITES/HOUSES/LAYOUTS HAS TO BE APPROVED BY THE THALUK PANCHAYAT AS PER THE GUIDELINES(ROADS/STREET LIGHTS/CA SITES/DRINKING WATER ETC.,) WILL BE APPROVED BY THE CEO OR THE CONCERNED DEPARTMENT AND WITHOUT SUCH APPROVALS HOUSES CANNOT BE CONSTRUCTED IN THE REMOTE VILLAGES WITHOUT ANY PLANNING AUTHORITY.

NO SUBSIDY OR BENEFIT IS AVAILABLE FOR SUCH SITES/HOUSES IN RURAL AREAS.

RESERVE BANK OF INDIA`S GUIDE TO PREVENT CHEQUE FRAUDS

BI/2014-15/303
DCBR.CO.BPD.(PCB). Cir No 2/12.05.001/2014-15

November 13, 2014

The Chief Executive Officer
All Primary (Urban) Co-operative Banks

Dear Sir / Madam,

Cheque related fraud cases – preventive measures

The rise in the number of cheque related fraud cases is a matter of serious concern. It is evident that many of such frauds could have been avoided had due diligence been observed at the time of handling and/or processing the cheques and monitoring newly opened accounts. Primary (Urban) Co-operative Banks (UCBs) are, therefore, advised to review and strengthen the controls in the cheque presenting/passing and account monitoring processes and to ensure that all procedural guidelines including preventive measures are followed meticulously by the dealing staff/officials. Given below are some of the preventive measures UCBs may follow in this regard. The list is only indicative.

I.        Ensuring the use of 100% CTS – 2010 compliant cheques.

II.        Strengthening the infrastructure at the cheque handling Service Branches and bestowing special attention on the quality of equipment and personnel posted for CTS based clearing, so that it is not merely a mechanical process.

III.        Ensuring that the beneficiary is KYC compliant so that the bank has recourse to him/her as long as he/she remains a customer of the bank.

IV.        Examination under UV lamp for all cheques beyond a threshold of say, Rs.2 lakh.

V.        Checking at multiple levels, of cheques above a threshold of say, Rs. 5 lakh.

VI.        Close monitoring of credits and debits in newly opened transaction accounts based on risk categorization.

VII.        Sending an SMS alert to payer/drawer when cheques are received in clearing.

The threshold limits mentioned above can be reduced or increased at a later stage with the approval of the Board depending on the volume of cheques handled by the UCBs or it’s risk appetite.

2. In addition to the above, UCBs may consider the following preventive measures for dealing with suspicious or large value cheques (in relation to an account’s normal level of operations):

a) Alerting the customer by a phone call and getting the confirmation from the payer/drawer.

b) Contacting base branch in case of non-home cheques.

The above may be resorted to selectively if not found feasible to be implemented systematically.

3. It has been reported that in some cases even though the original cheques were in the custody of the customer, cheques with the same series had been presented and encashed by fraudsters. In this connection, UCBs are advised to take appropriate precautionary measures to ensure that the confidential information viz., customer name / account number / signature, cheque serial numbers and other related information are neither compromised nor misused either from the bank or from the vendors’ (printers, couriers etc.) side. Due care and secure handling is also to be exercised in the movement of cheques from the time they are tendered over the counters or dropped in the collection boxes by customers.

Yours faithfully

(Suma Varma)
Chief General Manager

DR.SHIVARAM KARANTH LAYOUT DENOTIFICATION IS UNDER ENQUIRY

THE GOVERNMENT OF KARNATAKA HAD ORDERED AN ENQUIRY INTO THE ALLEGED ILLEGAL DENOTIFICATION OF LANDS ACQUIRED FOR THE PROPOSED DR.SHIVARAM KARANTH LAYOUT IN BANGALORE NORTH, BUT THE ENQUIRY IS MOVING AT SNAIL PACE OR NOTHING IS MOVING AT ALL DUE TO THE PRESSURE OF LAND MAFIA AND POLITICIANS INVOLVED.

IT IS ALLEGED THAT OVER 860 ACRES OF LAND ILLEGALLY DENOTIFIED AND MANY LAND MAFIA GROUPS HAVE ALREADY CONVERTED THE LAND AND FORMED LAYOUTS AND SOLD IT.

IF, AT ANY POINT OF TIME, DURING OR AFTER THE ENQUIRY, IF IT IS FOUND THAT THE ALLEGATIONS ARE TRUE, THE BUYERS OF SUCH PROPERTIES WILL LAND IN TROUBLE.

ARKAVATHY LAYOUT - ANOTHER STARTLING REVELATION - PRESS REPORT

Press Report-Arkavathy Layout

ಬೆಂಗಳೂರು: ಲೋಕಸಭೆ ಚುನಾವಣೆಗಾಗಿ ಅರ್ಕಾವತಿ ಬಡಾವಣೆ ಡಿನೋಟಿಫಿಕೇಶನ್ ಮಾಡಲಾಗಿದೆ ಎಂದು ಆರೋಪಿಸಿದ್ದ ಬಿಜೆಪಿ ಮುಖಂಡರು, ಈಗ ಅರ್ಕಾವತಿ ಬಡಾವಣೆಯ ಅಕ್ರಮಗಳನ್ನು ದಾಖಲೆ ಸಮೇತ ಬಿಡುಗಡೆ ಮಾಡಿದ್ದಾರೆ.

ಮಾಜಿ ಸಚಿವ ಎಸ್.ಸುರೇಶ್‌ಕುಮಾರ್ ಹಾಗೂ ವಿ.ಸೋಮಣ್ಣ ನೇತೃತ್ವದ ಸತ್ಯಶೋಧನಾ ಸಮಿತಿಯ ಮಧ್ಯಂತರ ವರದಿಯಲ್ಲಿ ಅರ್ಕಾವತಿ ಬಡಾವಣೆಯ 'ರೀ ಡು' ಹೆಸರಲ್ಲಿ ಮಾಡಿರುವ ಅಕ್ರಮಗಳಿಗೆ ದಾಖಲೆ ಒದಗಿಸಲಾಗಿದೆ.

ಹೈಕೋರ್ಟ್ ಮಾರ್ಗದರ್ಶನದಂತೆ ಕೇವಲ 140 ಎಕರೆ ಡಿನೋಟಿಫೈಗೆ ಅವಕಾಶವಿತ್ತು. ಆದರೆ ಸುಪ್ರೀಂ ಹಾಗೂ ಹೈಕೋರ್ಟ್ ಆದೇಶ ಉಲ್ಲಂಘಿಸಿ 707 ಎಕರೆಗಳನ್ನು 'ರೀ ಡು' ಮಾಡಲಾಗಿದೆ.

ಟಾಟಾ ಹೌಸಿಂಗ್, ತೇಜರಾತ್ ಗುಲೇಚಾ ಬಿಲ್ಡರ್‌ಗಳಿಗೆ ಭೂಮಿಯನ್ನು ನೀಡಲಾಗಿದೆ. ಇನ್ನೊಂದೆಡೆ ಸುಮಾರು 250 ಫಲಾನುಭವಿಗಳಿಗೆ ನಿವೇಶನವನ್ನು ಬಿಡಿಎ ನೀಡಿದೆ. ಕೆಲ ವರ್ಷಗಳಿಂದ ಅವರು ಕಂದಾಯ ತುಂಬುತ್ತಿದ್ದಾರೆ. ಆದಾಗ್ಯೂ ಅಂಥವರ ನಿವೇದಶನಗಳೂ 'ರೀ ಡು' ವ್ಯಾಪ್ತಿಗೆ ಬಂದಿದೆ ಎಂದು ಬಿಜೆಪಿ ರಾಜ್ಯಾಧ್ಯಕ್ಷ ಪ್ರಹ್ಲಾದ್ ಜೋಶಿ ಹಾಗೂ ವಿಧಾನಭಾ ಪ್ರತಿಪಕ್ಷ ನಾಯಕ ಜಗದೀಶ್ ಶೆಟ್ಟರ್ ನಗರದಲ್ಲಿ ಗುರುವಾರ ದಾಖಲೆ ಬಿಡುಗಡೆ ಮಾಡಿದರು.

ಬೆಂಗಳೂರಿಗರಿಗೆ ನಿವೇಶನ ಹಂಚಲು ನಿರ್ಮಿಸಿದ್ದ ಅರ್ಕಾವತಿ ಬಡಾವಣೆಯನ್ನು ಕಾಂಗ್ರೆಸ್ ಮುಖ್ಯಮಂತ್ರಿಗಳು ಹಂಚಿದ್ದಾರೆ. ಎಸ್.ಎಂ . ಕೃಷ್ಣ ಅವಧಿಯಲ್ಲಿ 1089 ಎಕರೆ ಡಿನೋಟಿಫೈ ಮಾಡಲಾಗಿದೆ. ಆಗಲೂ 2004ರ ವಿಧಾನಸಭೆ ಚುನಾವಣೆ ಎದುರಾಗಿತ್ತು ಈಗ ಲೋಕಸಭೆ ವೇಳೆ 707 ಎಕರೆ 'ರೀ ಡು' ಆಗಿದೆ. ಇದನ್ನು ಗಮನಿಸಿದಾಗ ಚುನಾವಣೆ ಹಾಗೂ ಡಿನೋಟಿಫಿಕೇಷನ್‌ಗೆ ಸಂಬಂಧವಿರುವುದು ಖಾತ್ರಿಯಾಗುತ್ತದೆ ಎಂದು ಸತ್ಯ ಶೋಧನಾ ಸಮಿತಿಯ ಜವಾಬ್ದಾರಿ ಹೊತ್ತಿದ್ದ ಮಾಜಿ ಸಚಿವ ವಿ. ಸೋಮಣ್ಣ ಆರೋಪಿಸಿದ್ದಾರೆ.

ಮಾರ್ಗಸೂಚಿ ದುರುಪಯೋಗ: 2006ರಲ್ಲಿ ಹೈಕೋರ್ಟ್ ವಿಭಾಗೀಯ ಪೀಠ ನೀಡಿದ್ದ ಮಾರ್ಗದರ್ಶಿ ಸೂತ್ರವನ್ನು ಮುಖ್ಯಮಂತ್ರಿ ಸಿದ್ದರಾಮಯ್ಯ ನೇತೃತ್ವದ ಸರ್ಕಾರ ದುರುಪಯೋಗ ಪಡಿಸಿಕೊಂಡಿದೆ. ಕೋರ್ಟ್ ಆದೇಶದ ಪ್ರಕಾರ ಹಸಿರು ವಲಯ, ನಿರ್ಮಿತ ಪ್ರದೇಶ, ಧರ್ಮದರ್ಶಿ ಪ್ರತಿಷ್ಠಾನ, ನರ್ಸರಿ, ಕೈಗಾರಿಕೆಗಳ 149 ಎಕರೆ ಮಾತ್ರ ಭೂ ಸ್ವಾಧೀನ ಪ್ರಕ್ರಿಯೆಯಿಂದ ಕೈ ಬಿಡಲು ಅವಕಾಶವಿತ್ತು.

ಆದರೆ ಯಾವುದೇ ನಕ್ಷೆ ಪರಿಶೀಲಿಸದೆ ಹಾಗೂ ಸಮೀಕ್ಷೆ ಮಾಡದೇ ಏಕಾಏಕಿ 707 ಎಕರೆ 'ರೀ ಡು' ಮಾಡಲು ಕಾಂಗ್ರೆಸ್ ಸರ್ಕಾರ ನಿರ್ಧರಿಸಿತು. ಇದಕ್ಕೆ ಯಾವುದೇ ಕಾನೂನು ಮಾನ್ಯತೆಯಿಲ್ಲ ಹಾಗೂ ಬಿಡಿಎ ಹೊರತುಪಡಿಸಿ ಉಳಿದೆಲ್ಲ ಇಲಾಖೆ ಅಧಿಕಾರಿಗಳು ವಿರೋಧಿಸಿದ್ದಾರೆ ಎಂದು ವರದಿಯಲ್ಲಿ ಹೇಳಲಾಗಿದೆ.

ಬೋಂಡು ರಾಮಸ್ವಾಮಿ ಹಾಗೂ ಬಿಡಿಎ ನಡುವಿನ ಕಾನೂನು ಹೋರಾಟದ ಸಂದರ್ಭದಲ್ಲಿ ಹೈಕೋರ್ಟ್‌ಗೆ 2010ರಲ್ಲಿ ಬೆಂಗಳೂರು ಅಭಿವೃಧ್ಧಿ ಪ್ರಾಧಿಕಾರ ಪ್ರಮಾಣಪತ್ರ ಸಲ್ಲಿಸಿತ್ತು. ಕೆಂಪಾಪುರ ಹಾಗೂ ಶ್ರೀರಾಮಪುರ ಗ್ರಾಮಗಳನ್ನು ಭೂ ಸ್ವಾಧೀನ ಪ್ರಕ್ರಿಯೆಯಿಂದ ಕೈಬಿಡಲು ಸಾಧ್ಯವಿಲ್ಲ ಎಂದು ಹೇಳಿತ್ತು.

ಆದರೆ ಇದೇ ಪ್ರದೇಶಗಳಲ್ಲಿ ಕೋರ್ಟ್‌ಗೆ ಪ್ರಕರಣ ಬರಬಹುದು ಎಂದು ಮೊದಲೇ ಆಲೋಚಿಸಿ ರಾಜ್ಯ ಸರ್ಕಾರ 'ರೀ ಡು' ಮಾಡಿದೆ. ಒಂದೇ ದಿನದಲ್ಲಿ 52 ರೈತರಿಂದ ಅರ್ಜಿ ಹಾಕಿಸಿಕೊಂಡು 54 ಎಕರೆ 7 ಗುಂಟೆ ಭೂಮಿಯನ್ನು ಅಕ್ರಮವಾಗಿ 'ರೀ ಡು' ಮಾಡಲಾಗಿದೆ.

ವಿಚಿತ್ರವೆಂದರೆ ಈ ರೈತರಿಗೆ ಇದಕ್ಕೂ ಮೊದಲೆ ಸರ್ಕಾರ ಪರಿಹಾರ ಧನ ವಿತರಿಸಿತ್ತು. ಕಾನೂನು ಪ್ರಕಾರ ಪರಿಹಾರ ಪಡೆದುಕೊಂಡ ಮೇಲೆ ಡಿನೋಟಿಫೈ ಮಾಡಲು ಸಾಧ್ಯವಿಲ್ಲ ಎಂದು ಸುಪ್ರೀಂ ಕೋರ್ಟ್ ಆದೇಶವನ್ನು ವರದಿಯಲ್ಲಿ ಉಲ್ಲೇಖಿಸಲಾಗಿದೆ. ಇದೇ ರೀತಿಯಲ್ಲಿ 2014ರ ಮಾ.27ರಂದು 52 ಎಕರೆ 32 ಗುಂಟೆ ಭೂಮಿಯನ್ನು ಸ್ವಾಧೀನದಿಂದ ಕೈಬಿಡಲಾಗಿದೆ. ಇದಕ್ಕೂ 6 ದಿನದ ಮುಂಚೆ 12 ಎಕರೆ ಭೂಮಿ 'ರೀ ಡು' ಮಾಡಲಾಗಿದೆ.

ಬಿಲ್ಡರ್‌ಗಳಿಗೂ ರೀಡು: ಇದೇ ಬಡಾವಣೆಯಲ್ಲಿ ಜಯಪಾಲ್ ಗೌಡ ಎಂಬವವರು 2 ಎಕರೆ 37 ಗುಂಟೆ ಭೂಮಿ ಹೊಂದಿದ್ದರು. ಆದರೆ 2003ರಿಂದ ಭೂ ಸ್ವಾಧೀನ ಪ್ರಕ್ರಿಯೆ ವಿರೋಧಿಸದ ಜಯಪಾಲ್ ಅವರು 2010ರಲ್‌ಲ ತೇಜರಾಜ್ ಗುಲೇಚಾ ಜಿಪಿಎ ಪಡೆದುಕೊಂಡು ಕೋರ್ಟ್ ಮೆಟ್ಟಿಲೆರಿದರು.

ಪ್ರಕರಣವನ್ನು ಪರಿಗಣಿಸುವಂತೆ ಕೋರ್ಟ್ ಸೂಚನೆ ನೀಡಿದರೆ, ಬಿಡಿಎ ಅದನ್ನು ಆದೇಶ ಎಂದು ಪರಿಗಣಿಸಿ ರೀ ಡು ಮಾಡಿದೆ. ತೇಜರಾಜ್ ಎಂಬುವವರು ಒಬ್ಬ ಬಿಲ್ಡರ್, ಇದೇ ರೀತಿ ಟಾಟಾ ಹೌಸಿಂಗ್‌ಗೆ ಸೇರಿದ್ದ 26 ಎಕರೆ 12 ಗುಂಟೆ ಭೂಮಿಯನ್ನು ಕೂಡ ಸ್ವಾಧೀನದಿಂದ ಕೈಬಿಡಲಾಗಿದೆ. ಖಾದಿ ಗ್ರಾಮೋದ್ಯೋಗಕ್ಕೆ ನೀಡಲಾಗಿದ್ದ 13 ಎಕರೆ 6 ಗುಂಟೆ ಕೂಡ ರೀಡು ವ್ಯಾಪ್ತಿಗೆ ಬಂದಿದೆ.

ಇತರ ಪರಿಣಾಮವಾಗಿ ಅಲ್ಲಿ ನಿವೇಶನ ಪಡೆದವರಿಗೂ ಹೊಸದಾಗಿ ನಿವೇಶನ ನೀಡಬೇಕಿದೆ. ಇನ್ನೊಂದೆಡೆ ಖಾದಿ ಗ್ರಾಮೋದ್ಯೋಗ ನೌಕರರ ಗೃಹ ನಿರ್ಮಾಣ ಸಂಘಕ್ಕೂ ಬೇರೆ ಭೂಮಿ ನೀಡಬೇಕಿದೆ. ಹಾಗೆಯೇ ಕೋರ್ಟ್ ಆದೇಶ ಉಲ್ಲಂಘಿಸಿ 16 ಎಕರೆ 22 ಗುಂಟೆ ಕಂದಾಯ ಭೂಮಿಯನ್ನು ರೀಡು ಮಾಡಿರುವದರಿಂದ ಸರ್ಕಾರಕ್ಕೆ ಆರ್ಥಿಕ ಹೊರೆಯಾಗಲಿದೆ. ಈ ಭೂಮಿಗೆ ಈಗಾಗಲೇ ಪರಿಹಾರ ನೀಡಲಾಗಿದೆ ಹಾಗೂ ನಿವೇಶನ ಹಂಚಿಕೆ ಪತ್ರವನ್ನು ನೀಡಲಾಗಿದೆ. ಈಗ ರೀಡು ಮಾಡುವುದರಿಂದ ಬೇರೊಂದು ನಿವೇಶನವನ್ನು ಫಲಾನುಭವಿಗಳಿಗೆ ಹಂಚಬೇಕಾದ ಅನಿವಾರ್ಯ ಎದುರಾಗಿದೆ ಎಂದು ಸೋಮಣ್ಣ ಅಭಿಪ್ರಾಯಪಟ್ಟಿದ್ದಾರೆ.

RESERVE BANK OF INDIA`S GUIDELINES TO BANKS IN RESPECT OF HIGH VALUE CHEQUE CLEARING!

TO AVOID CHEQUE RELATED FRAUDS, THE RESERVE BANK OF INDIA HAS ISSUED FRESH GUIDELINES FOR CHEQUE CLEARING BY BANKS IN INDIA

November 5, 2014

The Chairperson / Chief Executive Officers 

All Scheduled Commercial Banks (excluding RRBs) / Local Area Banks

Dear Sir / Madam,

Cheque related fraud cases - preventive measures

The rise in the number of cheque related fraud cases is a matter of serious concern. It is evident that many of such frauds could have been avoided had due diligence been observed at the time of handling and/or processing the cheques and monitoring newly opened accounts. Banks are, therefore, advised to review and strengthen the controls in the cheque presenting/passing and account monitoring processes and to ensure that all procedural guidelines including preventive measures are followed meticulously by the dealing staff/officials. Given below are some of the preventive measures banks may follow in this regard. The list is only indicative.

     I.        Ensuring the use of 100% CTS - 2010 compliant cheques.

   II.        Strengthening the infrastructure at the cheque handling Service Branches and bestowing special attention on the quality of equipment and personnel posted for CTS based clearing, so that it is not merely a mechanical process.

  III.        Ensuring that the beneficiary is KYC compliant so that the bank has recourse to him/her as long as he/she remains a customer of the bank.

 IV.        Examination under UV lamp for all cheques beyond a threshold of say, Rs.2 lakh.

  V.        Checking at multiple levels, of cheques above a threshold of say, Rs. 5 lakh.

 VI.        Close monitoring of credits and debits in newly opened transaction accounts based on risk categorization.

VII.        Sending an SMS alert to payer/drawer when cheques are received in clearing.

The threshold limits mentioned above can be reduced or increased at a later stage with the approval of the Board depending on the volume of cheques handled by the bank or it's risk appetite.

2. In addition to the above, banks may consider the following preventive measures for dealing with suspicious or large value cheques (in relation to an account’s normal level of operations):

a) Alerting the customer by a phone call and getting the confirmation from the payer/drawer.

b) Contacting base branch in case of non-home cheques.

The above may be resorted to selectively if not found feasible to be implemented systematically.

3. It has been reported that in some cases even though the original cheques were in the custody of the customer, cheques with the same series had been presented and encashed by fraudsters. In this connection, banks are advised to take appropriate precautionary measures to ensure that the confidential information viz., customer name / account number / signature, cheque serial numbers and other related information are neither compromised nor misused either from the bank or from the vendors’ (printers, couriers etc.) side. Due care and secure handling is also to be exercised in the movement of cheques from the time they are tendered over the counters or dropped in the collection boxes by customers.

Yours faithfully,

(Manoj Sharma)

Chief General Manager

GRAMATHANA SITES KATHA`SSSSSSSSSSSSSSSS

THE GRAMATHANA/PANCHAYAT SITES KATHA`S ARE A MIRAGE FOR THE SITE OWNERS.

GET THE KATHA OF THE GENUINE GRAMATHANA WITH KANESHMARI NUMBER, TRANSFERRED IN THE LEGITIMATE MANNER TO AVOID FUTURE PROBLEMS.

GOVERNMENT LAND RECOVERED

A HUGE STRETCH OF HIGHLY VALUABLE LAND IN JALA HOBLI, BANGALORE NORTH TALUK, BANGALORE URBAN DISTRICT HAS BEEN RECOVERED FROM POWERFUL ENCROACHER BY THE GOVERNMENT.

SRI.A.T.RAMASWAMY, WHO HAD INVESTIGATED AND SUBMITTED THE REPORT TO THE GOVERNMENT DEMANDED THAT THE PERSONS OR GROUPS ENCROACHED THE VALUABLE LAND IN JALA HOBLI BE TRIED UNDER CRIMINAL LAW AND RECOMMENDATION MUST BE SENT TO THE CENTRAL GOVERNMENT TO TAKE APPROPRIATE PENAL ACTION ON SUCH PERSONS.

MORE HAS TO BE DONE BY THE GOVERNMENT.

THE GOVERNMENT HAS TO RECOVER OVER 2000 ACRES OF BDA LAND AND MOST OF THEM HAVE BBMP KATHA!!!!!

THE GOVERNMENT HAS TO CLEAR THE RAJAKALUVE ENCROACHMENTS IN BANGALORE AS IT IS ENCROACHED AGAIN BY LAND MAFIA/BUILDERS/ROGUES.

CONVERSION OF ILLEGAL `B` KATHA TO REGULAR AND LEGITIMATE `A` KATHA IN BBMP RECORDS AT BANGALORE????

THERE ARE INNUMERABLE PROPERTY OWNERS WHO HAVE PROPERTIES WHICH HAVE TITLE DISCREPANCIES, ILLEGAL OR FAKE CONVERSION ORDERS AND LANDS WHICH HAVE FAKE OR BOGUS APPROVALS, BUT TO THE SURPRISE OF ALL, IN THE SAME AREA OR LOCALITY, OTHER PROPERTY OWNERS HAVE `A` KATHA AND SOME HAVE `B` KATHA.

IT IS LEARNT THAT `A` KATHA FOR SUCH SITES ARE ISSUED ON THE MISREPRESENTATION OF FACTS AND FAKE DOCUMENTS. IF INVESTIGATED, IT WILL BE CANCELLED AUTOMATICALLY WITHOUT ISSUING ANY NOTICE.

THERE ARE AGENTS WHO PROMISE TO CONVERT THE NOTORIOUS AND BLOODY `B` TO `A`KATHA AND SOME HAVE SUCCEEDED.

ALL THE `B` KATHA PROPERTY OWNERS, IN ORDER TO KNOW THE LEGALITY OF THEIR PROPERTY TITLE, MUST THOROUGHLY EXAMINE AND VERIFY ALL THE RECORDS AT THE CONCERNED OFFICES AND IF IT IS A GENUINE TITLE AND IF IT IS A SINGLE PIECE OR PLOT OR SITE WHICH WAS CONVERTED FOR RESIDENTIAL USE, CAN PAY BETTERMENT CHARGES AND GET THE LEGITIMATE `A` KATHA.

OTHERS HAVE TO WAIT FOR `AKRAMA-SAKRAMA`.

IT IS EXPECTED TO BE CLEARED SOON BUT, IT MAY BE CHALLENGED AGAIN IN THE SUPREME COURT OF INDIA.

SOME APARTMENTS IN BOMMANAHALLY ZONE HAVE `A` KATHA, INSPITE OF 100% DEVIATION AND VIOLATION, FEW SUCH APARTMENT BLOCKS ARE UNDER INVESTIGATION FROM LOK AYUKTA POLICE AND THEIR KATHA WILL BE UNDER SCRUTINY AND THE SALE DEED EXECUTED ON THE BASIS OF THE `A` KATHA WILL ALSO BE EXAMINED.



A FEW INTELLIGENT CHEATS WHO HAVE OBTAINED `A` KATHA FOR SUCH ILLEGAL AND UNAUTHORISED CONSTRUCTION HAVE SOLD THE APARTMENTS AND GOT AWAY. ONE SUCH SELLER HAS BEEN BOOKED  BY THE LAW ENFORCEMENT AUTHORITIES AND THE SALE DEED EXECUTED IS UNDER JUDICIAL REVIEW.  THE BANK ACCOUNT OF THE SELLER MAY BE FROZEN AND HAS TO SEEK BAIL. IF HE/SHE IS AN EMPLOYEE, THE MATTER WILL BE INTIMATED TO THE COMPANY, THEREBY THEY MIGHT ALSO LOSE THEIR JOBS.